With over 27 years __ financial experience, Richard has _ a wide array of _ in his field. He _ in Commercial Lending and _ excellent service to his __.

Richard received his Bachelor __ Science degree from Northern __ University in Business Administration. __ is also a graduate __ the Graduate School of __ at Pacific Coast Banking _ at the University of .

Dedicating himself to the _, Richard has past and __ involvement with various organizations. contributions include time with __ Behavioral Health Care, Caballeros Sol, National Football Foundation, _ Association of Executives, Rotary, Tucson Arizona Boy’s Chorus. __ also spends his spare _ with his wife, two _ and five grandchildren.

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