Federal Credit Union 
Checking & Savings Rates December 1, 2019
Checking Accounts
|
Account |
Rate |
APY* |
Min. Balance |
|---|---|---|---|
|
Free Checking |
0% |
0% |
– |
|
Money Market Checking |
0.10% |
0.10% |
$2,500 |
|
WOW Checking Account Balances $100,000 or Less |
0.37% |
0.37% |
See Requirements Below |
|
WOW Checking Account Balances $100,000 or More |
0.20% |
0.20% |
See Requirements Below |
Savings & Investment
|
Rate |
APY* |
Min. Balance |
|
|---|---|---|---|
|
Share Savings |
0.05% |
0.05% |
$25 |
|
Super Share Savings |
0.15% |
0.15% |
$5,000 |
|
Holiday/Vacation Club Savings |
0.05% |
0.05% |
– |
|
Individual Retirement Accounts (IRA) |
0.50% |
0.50% |
– |
Share & IRA Share ____________
APY is based on _ $1,000 deposit and may based on the amount deposit.
Certificate Terms
|
Term |
Rate |
APY* |
Min. Balance |
|---|---|---|---|
|
3 months |
1.40% |
1.41% |
$1,000 |
|
6 months |
1.40% |
1.41% |
$1,000 |
|
12 months |
1.37% |
1.38% |
$1,000 |
|
24 months |
1.40% |
1.41% |
$1,000 |
|
36 months |
1.39% |
1.40% |
$1,000 |
|
48 months |
1.40% |
1.41% |
$1,000 |
|
60 months |
1.41% |
1.42% |
$1,000 |
Early withdrawal penalty for Certificate accounts:
Remaining Term of less 1 year 90 days’ dividends
Remaining Term of 1 or more 180 days’ dividends
* Annual Percentage Yield
To receive the rate WOW accounts, members must direct deposit and use bill payment service at once a month.
Dividend rates on Share, Market and Super Share IRA Share accounts are by the Board of at the end of and are subject to .
