5 Tips for Spring Your Finances

__ GWB Mortgage Team
May 24, 2018

Whether you are buying _ first house, refinancing or your dream home, consider 5 steps to get _ finances in order so can stop dreaming and packing.

Review your credit score

Knowing your history will _ ensure there are no surprises. Many never consider possibility of identity theft __ credit fraud, which can _ a mortgage application dead __ its tracks. By law, are entitled to check your credit history from each major _-_ agency once a year, free!

Limit your credit card

Extensive credit use can _ a red flag to __ as it may mean are lacking funds. Keep _ credit use low and opening any new accounts __ up to the application __.

Calculate and prepare your _ payment

Decide on a down __ amount. While the common _ payment is 20% you choose to do more __ less. Use our mortgage calculator to see how principal is paid over _.

Have your documents ready

Before meeting with your loan officer, gather the _ documents for the application __ to begin. You can _ a list of common documents _ for a mortgage application on our website.