Stock image of a young couple meeting with a mortgage loan officer to discuss buying a new home

Don’t lose out on _ dream home because you you have a poor _ score

By Deb Martin, Mortgage _ Officer

Keeping track of your _ score can be overwhelming confusing. As a consumer, __ can be difficult to _ just how accurate your is, especially with the _ different tools available for credit. Before getting too , here’s what you need __ know about credit reports.

A credit score is _ number assigned to a _ that lenders use to _ how likely they are __ pay off their debt. __ the U.S. there are major credit bureaus, Equifax, , and TransUnion which capture and credit history on consumers.

Services such as Credit are popular financial tools _ provide a collaborative credit and report to consumers. __, Credit Karma may not _ be the best indicator __ your credit health. For __, I have found that _ Karma scores don’t always with my report when __ all three bureaus on pre-approvals. Don’t miss out __ applying for a home _ because Credit Karma or __ service had a lower . Always check with your _ institution before getting discouraged.

Even if your credit _ are under the minimum _, the mortgage team at Western Bank can assist __ helping you figure out _ can be done to __ your credit scores. It be just a matter __ paying down a credit _ and, within a month __ two, you could qualify a home loan and into the home of _ dreams.

To learn more about home buying process or __ reach a MLO in _ area, please visit our Great Western Bank Mortgage __ .

 

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