Stock image of a couple holding a sign that reads "our first home"

Ready to Buy? _ for First-Time Homebuyers

__ Julie Tibke
August 30, 2019

By Julie Tibke, Mortgage _ Officer

Buying a house can _ a little overwhelming for -_ buyers - especially when _ are selling quickly at prices. For those ready __ make the move to _ ownership, here are a things to consider.

Know your budget
First and foremost, know much you have to _ with. Before you get _ attached to a house, your monthly budget to _ how much house you afford. Make sure you _ regular expenses of home _, both monthly expenses and _ expenses when figuring out _ budget.
Stay within budget
It can be easy __ lose sight of the picture as the house __ begins. When you are thousands of dollars, a thousand more may not _ like it will make _ difference. Remember that buying _ house is a decision _ can affect your future _ goals. Don’t buy more than you can afford.
Get pre-approval from a _
Always get pre-approved before start house hunting. Know much your monthly payment _ be and what price you need to stay _ to remain in budget. _ lender should also provide _ payment options and a _ of closing costs. Knowing _ information upfront will help _ surprises along the way. _ in mind, the amount are pre-approved for may be what you are _ spending in your monthly _.
Hire a realtor
Find a real estate who knows the local _. Based on your pre-approval _, your agent will work _ you to find houses _ fit your budget and _ needs. Let the realtor __ the work for you. _ good agent will work _ to find you the home and negotiate the price for you.
Get a home inspection
No matter how much love the house, or new it is, always it inspected to avoid _ headaches. A licensed home _ will look at the and provide a detailed _ of any immediate repairs. _ will also point out _ issues that might arise __ the future. Having this _ will allow for defects __ be repaired before they _ in serious consequences or _ damage.

Buying a house is of the biggest purchases will make. Following these tips can make the -_ home buying experience less _ and more enjoyable. With _ little planning, you will _ the keys to your home in no time. your Great Western Bank mortgage _ officer today to get __.