General Terms of Use

You are currently viewing _ page of the greatwesternbank.com site or a related _ (the “Site”) belonging to Western Bank or one __ its subsidiaries (“GWB”).  This _ and any of the provided by GWB in with this Site (the “”) are being provided to expressly subject to these of Use, which govern _ use of the Site.  _ read these Terms of carefully.  By accessing the _, you agree to be by these Terms of .&_; The Site is intended individuals who are at 13 years old.  If are under the age __ 13 years old, you _ not be visiting this _.

“Services” under these of Use include financial for consumers and business business services offered to directly by GWB, and _ additional services as are _ from independent third party __ provides accessed through navigation _ the Site.

Copyrights/Trademarks/Restrictions on Use

All of the and screens on the _ are owned and controlled __ GWB, except as otherwise _ stated, and are protected __ US copyright laws and treaties.  The copyrighted materials __ the Site include, but not limited to, the _, design, software, images, graphics, _ code, and the content __ the Site.  You are to view the information _ on the Site for _ informational purposes only.  You download copyrighted materials for _ personal or internal business only.  You acknowledge that do not acquire any _ rights by downloading copyrighted .&_; You may not copy, __, distribute, transfer, link to, _, license, frame, alter, create works of or republish or any portion of Site for any commercial __ public purpose without GWB’s written consent.  Great Western _®, its slogan, “Making Life ®”, and the GWB “box” _ are federally registered trademarks by GWB.    Other featured used on the Site _ the source of goods services may be trademarks /__ service marks owned by or third parties.  You not use, copy, display, , modify, or reproduce any __ the trademarks found on Site, except as authorized __ this paragraph.  You may use any of the trademarks as a link __ the Site except pursuant __ a written trademark license _.

This Site may __ links to Web sites or offered by third __ (non-affiliates of GWB).  GWB _ disclaims liability for any company’s Web site content, , privacy policies, or security.  __ the event you choose __ use the services available __ a linked site, you to read and adhere __ the policies and terms __ use applicable to that _.&_; In addition, any advice, , or recommendations provided by linked site providers are of the providers and of GWB.  Your participation __ any linked site, including __ for and the delivery __ goods or services, is solely on the agreement, __ any, between you and linked site provider.

 

Claims of copyright infringement

If you believe in _ faith that materials available __ a GWB site infringe _ copyright, you (or your ) may send GWB a _ requesting us to remove material or block access __ it. If you believe __ good faith that someone wrongly filed a notice __ copyright infringement against you, Digital Millennium Copyright Act  permits you to send a counter-notice. Any written __ of Claimed infringement should _ with Title 17, United _ Code, Section 512(c)(3)(A) and _ be provided in writing __ GWB at 225 S. _ Ave., Sioux Falls SD 57104.

Prohibited Activities

You must not:

1. Violate or attempt to __ the security of the _.&_; Any such violations may _ in criminal and/or civil _ against you.  GWB may _ any suspected violation and __ a criminal violation is _, we will cooperate with enforcement in their investigations;
2. Send or otherwise transmit __ the Site any unlawful, , harmful, harassing, defamatory, threatening, __, or otherwise objectionable material __ any kind, any material _ can cause harm or the Site or computers __ any kind, or any _ advertising, solicitation or promotional _;
3. Misrepresent your identity in way;
4. Restrict, discourage or inhibit person over whom you _ no legal authority from the Site, disclose personal _ obtained from the Site, __ collect information about users __ the Site;
5. Reverse engineer, disassemble, or _ any section or technology __ the Site, or attempt __ do any of the _:
6. Gain unauthorized access to Site or computers or connected to or linked __ the Site;
7. Launch or use any _ system, including without limitation, “_”, “spiders”, or “offline readers”, _ access the Site in _ manner that sends more __ messages to our service __ a given period of _ than a human can produce in the same _ by using a conventional browser;
8. Send or otherwise transmit __ the site chain letter, _ messages, so-called “spamming” or “” messages, or messages marketing _ goods and services;
9. Violate any applicable laws __ regulations or these Terms __ Use;
10. Assist or permit any __ in any of the described above.



Registered Information

You may be __ to register at the _ or help us tailor Services for your personal business financial needs and __ alert you to other and services for you /__ your business.  In registering the Services, you agree __ provide accurate, true, current, complete information about you /__ your business as requested __ the registration screens.  As _ convenience to you, a __ for you and/or your may be created based __ the registration information that provide.  This profile and registration information you provide _ be protected as described __ our Privacy Policy .

Security

You shall use Site in accordance with security procedures established by .&_; Once GWB has provided with authenticating login information, shall have no obligation __ inquire into the validity __ any Site inquiry, electronic , transaction input or distribution , nor shall GWB be _ for acting on any communication to GWB via of identification number issued __ you, whether or not by you.  Due to technologies and ensuing changes __ security practices, GWB reserves right to supplement or _ its security procedures from _-__-_ upon reasonable notice to . You agree to adhere __ any such supplements or __ once they are communicated __ You. You are responsible maintaining the security and of all IDs, passwords other security devices issued __ or by you (collectively, _ “Internal Security Devices”).  You not permit unauthorized individuals __ use your Internal Security __ to access this Site.  are responsible for the __ of any individuals using _ Internal Security Devices to _ the Site.  You shall notify GWB if you _ actual knowledge that the of the Site has _ compromised.  

Disclaimer

THE SERVICES ARE __ ON AN “AS IS,”
“WHERE IS” AND “ AVAILABLE” BASIS, WITH NO OF ANY KIND-WHETHER EXPRESS, __, OR STATUTORY-INCLUDING, BUT NOT __ TO, WARRANTIES OF TITLE __ THE IMPLIED WARRANTIES OF OR FITNESS FOR A PURPOSE.  THIS DOES NOT _ THOSE WARRANTIES WHICH ARE _ OF EXCLUSION, RESTRICTION, OR __ UNDER THE LAWS APPLICABLE __ THIS AGREEMENT.

YOU ACKNOWLEDGE THAT __ GWB, ITS AFFILIATES, NOR OF THEIR RESPECTIVE EMPLOYEES, _, THIRD PARTY CONTENT PROVIDERS __ LICENSORS WARRANT THAT THE OR THE SITE WILL __ UNINTERRUPTED OR ERROR FREE; DO THEY MAKE ANY AS TO THE RESULTS _ MAY BE OBTAINED FROM OF THE SERVICES OR SITE, OR AS TO TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, __ OR CONTENT OF ANY _, SERVICE, OR MERCHANDISE PROVIDED __ THE SERVICES AND THE _.&_; GWB DOES NOT ENDORSE OR SERVICES APPEARING ON _ SITES OR PURCHASED VIA _ SITES.  (THIS DOES NOT _ ANY MANUFACTURER’S WARRANTIES THAT PROVIDERS OF THE LINKED OTHERWISE OFFER.)

EXCEPT AS SPECIFICALLY IN THIS AGREEMENT OR THE LAW REQUIRES A _ STANDARD, YOU AGREE THAT IS NOT RESPONSIBLE FOR LOSS, PROPERTY DAMAGE, OR _ INJURY, WHETHER CAUSED BY _ TO OR USE OF SERVICES OR THE SITE.  __ THE MAXIMUM EXTENT PERMISSIBLE APPLICABLE LAW, GWB WILL BE RESPONSIBLE TO YOU __ ANY THIRD PARTY CLAIMING __ YOU FOR ANY DIRECT, , SPECIAL OR CONSEQUENTIAL, ECONOMIC __ OTHER DAMAGES ARISING IN WAY OUT OF THE __ OR USE OF THE , THE SITE, ANY ON-LINE OR INTERNET BROWSER SOFTWARE, _ LIABILITY ASSOCIATED WITH ANY VIRUSES WHICH MAY INFECT _ COMPUTER SYSTEM.

General

GWB reserves the to modify these Terms __ Use at any time __ notice, but the most __ version of the Terms __ Use will always be _ to you by following link entitled “Terms of ” on the GWB Site.  __ you find the Terms __ Use unacceptable at any _, you may discontinue your of the Services.  By to access the Site use the Services after date of any change __ these Terms of Use, agree to be bound __ the rules contained in most recent version of _ agreement.

If you are in Online Banking or _ Banking:

1. Your use of the is governed by our _ Banking Agreement, including any all Addendums thereto, which __ these Terms of Use __ reference, and
2. If there is a between these Terms of and the Online Banking _, the Online Banking Agreement .

GWB reserves the right __ modify or terminate the and the Site or __ terminate your access to Services and Site, in or in part, at time.  These Terms of constitute a contract between and GWB governed by laws of the State __ South Dakota.  If any _ of these Terms of is unlawful, void, or any reason unenforceable, then _ provision shall be deemed _ from the Terms of and shall not affect validity and enforceability of remaining provisions.

Privacy

We understand the _ to safeguard your information records from unauthorized use disclosure.  Please review GWB’s Privacy Policy .

Indemnification

You agree to _, indemnify, and hold harmless , its affiliates and their directors, officers, employees, and _ from and against all _ and expenses, including attorneys’ _, arising out of your _ of these Terms of or misuse of the __ or this Site, including _ violation or misuses conducted __ your employee or agent, __ any person who accesses Site using your Internal Devices, if applicable.

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Social Media Acceptable Content Policy (ACUP)

Great Western Bancorp, Inc. (__ December 2015)

Acceptable Content Use Policy Great Western Bank social and accounts, including
LinkedIn, Facebook, YouTube, Google+, more (“Social Network Sites”):

Thanks for interacting on Western Bank’s Social Network _ pages and accounts.
We welcome your comments, _, images, photos and other _ (“User Content”) on our _ Networks Sites. User Content _ be reviewed by us is subject
to our usage guidelines. __ reserve the right to _ these usage guidelines at time.

1. Do Not Disclose Personal _: Never disclose your personal _,&_;__, or any other sensitive _. We will never ask for protected personal information _ as your social security _, account information, contact information, __ other private data. Your _ and posting on Social __ Sites including on our and accounts are subject __ the control, terms of and disclosures including data and privacy of those . Great Western Bank is responsible for each site’s __, omissions, terms, privacy and policies.
   
   
2. Non‐Confidential Submissions: We welcome of your User Content. User Content will be submitted on a NON‐CONFIDENTIAL NON‐PROPRIETARY basis.
   
   
3. Warranties and Representations on _ Content: By submitting User __, you warrant and represent _ you own or otherwise _ the right to use content of your User __, including any and all __ property interests. We follow laws governing copyrights, trademarks, secrets, and other applicable _.
   
   
4. Moderation: Great Western Bank the right to refuse __ post, moderate, or remove User Content. Great Western _ further reserves the right __ refuse or delete Objectionable __ (as defined below) and/or other User Content that __ its sole discretion Great __ Bank deems infringing or . Great Western Bank, in sole and absolute discretion, preserve User Content and also disclose User Content __ required to do so __ law or judicial or __ mandate or as reasonably useful by Great Western _ to protect the rights, , or personal safety of and the public. Great __ Bank does not guarantee accuracy, integrity or quality __ User Content. Under no will Great Western Bank __ liable in any way any User Content, including, not limited to, liability any errors or omissions __ any User Content or any loss or damage __ any kind incurred as _ result of the use __ any User Content posted __ otherwise transmitted. You should discretion before relying on information __ User Content as such _ Content may contain false __ otherwise misleading information, and do so at your risk.
   
   
5. USER CONTENT IS NOT FOR DISTRIBUTION TO, OR BY, ANY PERSON OR _ IN ANY JURISDICTION OR __ WHERE SUCH DISTRIBUTION OR WOULD BE CONTRARY TO LAW OR REGULATION.
   
   
6. DISCLAIMER OF LIABILITY: GREAT __ BANK SPECIFICALLY DISCLAIMS ANY ALL REPRESENTATIONS OR WARRANTIES, __ OR IMPLIED, AS TO _ CONTENT, INCLUDING, WITHOUT LIMITATION, REPRESENTATIONS OR WARRANTIES OF , COMPLETENESS, TIMELINESS, NON‐INFRINGEMENT, MERCHANTABILITY __ FITNESS FOR A PARTICULAR __. GREAT WESTERN BANK WILL BE LIABLE FOR ANY _ OR INJURY CAUSED IN OR IN PART BY _, COMPILING, INTERPRETING, REPORTING OR USER CONTENT.
   
   
7. Great Western Bank follows “Good Samaritan” protection of __ Code 230: Protection for __ blocking and screening of _ material whereby “No provider __ user of an interactive service shall be held _ on account of— any _ voluntarily taken in good to restrict access to __ availability of material that provider or user considers __ be obscene, lewd, lascivious, _, excessively violent, harassing, or _ objectionable, whether or not _ material is constitutionally protected.” Western Bank further asserts Content Prohibitions whereby you that you will not _ Objectionable Content or engage __ Objectionable Activities, which includes following: 
   
   
   • i.Transmitting any content or _ participating in any activity _ is prohibited by law __ any applicable jurisdiction, including _ governing the encryption of , data privacy or protection, export of technology, the __ of obscenity, copyright law, __ the permissible uses of __ property;
     
     
   • ii.Uploading, or otherwise making _, files that contain video, _, software, or other material _ by intellectual property or of privacy / publicity _, including, by way of __, copyright or trademark laws, _ you own or control rights thereto or have all necessary consents to _ such materials to the _;
     
     
   • iii. Using any material __ information in any manner _ infringes any copyright, trademark, _, trade secret, or other _ right of any party;
     
     
   • iv. Uploading, posting, transmitting __ otherwise making available any __ that is unlawful, harmful, _, abusive, harassing, tortious, denigrating, _, obscene, libelous, invasive of __’_ privacy, inflammatory, discriminatory or _ objectionable;
     
     
   • v. “Stalking” or otherwise _ or harming another;
     
     
   • vi. Promoting yourself or _ business; your User Content _ not be self‐serving and no type of advertising __ solicitation efforts will be __;
     
     
   • vii. Impersonating any person __ entity or falsely stating __ otherwise misrepresenting your affiliation _ a person or entity __ collecting or storing personal _ about other users in with the prohibited conduct activities;
     
     
   • viii. Uploading, posting, transmitting __ otherwise making available any __ that you do not _ a right to make _ under any law or contractual or fiduciary relationships (_ as inside information, or _ and confidential information learned __ disclosed as part of relationships or under nondisclosure );
     
     
   • ix. Uploading, posting, transmitting __ otherwise making available any _ or unauthorized advertising, promotional _, “junk mail,” “spam,” “chain __,” “pyramid schemes,” or any form of solicitation;
     
     
   • x. Uploading, posting, transmitting __ otherwise making available any that contains software viruses, _ horses, worms, time bombs, _ files, or any other code, files or programs to interrupt, destroy, or the functionality of any software or hardware or equipment, or that may _ or interfere with the _ of another’s computer or of another;
     
     
   • xi. Attempting to gain __ access to any accounts, systems or networks, through __, password mining or any means or obtaining or to obtain any materials __ information through any means;
     
     
   • xii. Violating, intentionally or , any applicable local, state, or international law, these , or the social network _’_ policies and procedures;
     
     
   • xiii. Providing material support __ resources (or to conceal __ disguise the nature, location, _, or ownership of material __ or resources) to any __(_) designated by the United _ government as a foreign _ organization pursuant to section 219 of the Immigration and _ Act;
     
     
   • xiv. Forging headers or _ manipulating identifiers (including URLs) __ order to disguise the _ of any materials, or or altering any attributions, or other proper notices __ proprietary designations or labels __ the origin or source __ software or other uploaded ; and/or
     
     
   • xv. Collecting information about _, including e‐mail addresses or personal information.